With website templates you can get the best of both worlds. You can get something that is low-priced, was made by a professional developer, and is going to have at least a semi-professional look that should suit you just fine. These designs have been developed exclusively for professionals and individuals who want a simple solution. You will be able to add your own images, content, etc. to the site. As far as price goes though, it can definitely fluctuate. You can find low-priced templates or higher priced website templates.
Web templates are ready made designs. Web template is just like a premade ready layout. User can make modification to it or use it as a base to jump start their web site building. A nicely and optimized design can bring lots of convenience to web designer or web developer. An effective web template allow one to jump start the design process and quickly move on to content building, allowing one to save more time in the process of building a web site.