With website templates you can get the best of both worlds. You can get something that is low-priced, was made by a professional developer, and is going to have at least a semi-professional look that should suit you just fine. These designs have been developed exclusively for professionals and individuals who want a simple solution. You will be able to add your own images, content, etc. to the site. As far as price goes though, it can definitely fluctuate. You can find low-priced templates or higher priced website templates.
If we directly insert the content, we will create a new page template for each page of the site. But this is fine since we are not duplicating the header, footer and sidebar. To reduce the number of page templates, we can store our content in a database and use a page ID to identify which page content to insert. This ID is usually appended to our URLs of the website. If we do this, we are creating what is known as a Content Management System (CMS). Where the theme is likely to be changed often or people are encouraged to design new themes, a separate directory can be created to hold the various themes. A read me file could be included to credit the designer, or this information could be added to the start of the style sheet as a comment section.