While people having skills in HTML and other web scripting languages can opt for designing their own site it is not a viable choice for everyone. Some of the web designers use pre defined and readymade web templates for quick and effective site designing.
When you hire a professional web developer to make a website for you, it is also going to cost way more money. There are low-priced developers, and then there are high-priced developers. But no matter what you are going to end up paying way more than what you expect. Each one comes with pros and cons. Low-priced website designers are not going to be that experienced, but that is why their prices are going to be so low. This does not mean that they do not have the skills; they just are not proven enough yet to warrant a high price.